Tools · TOOLS
DCA vs Lump Sum Comparator
Same amount of money: buy it all at once, or split it across several buys — which ends up with more coins? It comes down to how prices move. Enter the per-period prices you're assuming and the tool runs the math on your numbers — it doesn't predict the future, it only compares the scenarios you enter.
As many prices as periods; the budget is split evenly across them. The first price doubles as the "lump sum buy price".
How it's defined: DCA splits the budget evenly across each period, buys at the price you enter for that period, and sums the coins; lump sum buys everything in one go at the first price. The outcome depends entirely on the price path you assume, and there's no fixed answer to which wins — an uptrend usually favors lump sum, while a choppy/falling market usually favors DCA. This tool does not predict prices and is not investment advice.
Want to make DCA a habit?
Who DCA suits, where the pitfalls are, and how to do it step by step on Gate — this piece spells it out.